Life Insurance Coverage for All Ages
From the Ultra Preferred to the Non-insurable
Our portfolio includes:
Fully Underwritten and Cheap Term Insurance
Simplified issue and Non Medical Life Insurance
High Risk Cases & Guaranteed Issue Life Insurance
IMPAIRED RISK
HIV POSITIVE
LIFE INSURANCE
If You Are HIV Positive...
You Probably Think You Can't Purchase Life Insurance.
NOW YOU CAN
This is permanent life insurance, with an immediate death benefit (available from $10,000 - $250,000) and cash values. Your premiums are guaranteed to remain the same throughout the life of the policy even if your condition changes. This is a permanent plan! As long as you pay your premiums, your coverage will never be cancelled.
HOW CAN I QUALIFY?
If you are an individual whose condition is well-managed, well-controlled, and even if you did contract the virus through IV drug use of blood transfusions, you may apply for an amount up to $50,000.00 with NO Health Questions Asked.
We also offer impaired risk policies the following situations:
(Conditions Do Apply To Each)